Compliance Solutions - Spiralight Group Benefits | Results-Driven. Proven-Process.™

Compliance Solutions

Let’s face it: to employ people in your organization takes quite a bit of risk, and definitely its share of regulations. Do you really want to take the risk that you are not in full compliance with the law, and face the consequences? Let Spiralight Compliance Solutions manage it for you, and let you focus on doing what you do best.

PPACA (Health Reform)

Perhaps no issue has impacted business—and anxiety levels—as much as the Patient Protection and Affordable Care Act (PPACA) has. Spiralight’s leadership, experience and services can help your organization safely navigate the regulatory minefield, helping you identify the best options under the health reform laws, and avoid any unnecessary costs and penalties.


Passed in the late eighties, the Consolidated Omnibus Budget Reconciliation Act (COBRA) is best known for enabling employees who leave their job to maintain their group health insurance for a limited period of time, albeit at full cost. The PPACA did have some impact on that in making allowances for employees and their premium payments. Spiralight can guide you (or your former employees) though this process should it be deemed the best option for them. 


In a similar tradition of COBRA, the Health Insurance Portability and Accountability Act (HIPAA) of 1996 continues to protect coverage for workers who change or lose their jobs. Spiralight provides the guidance and structures for best compliance and protection of all stakeholders.


Employee Retirement Income Security Act (ERISA) was enacted to protect the interests of employee benefit plan participants and their beneficiaries by requiring disclosure of financial and other information concerning plans to beneficiaries, and establishing standards of conduct for plan managers. With these regulations comes a body of expertise and know-how that your organization may lack…although your compliance is still required. Spiralight can fill that void.

Risk Management

Whether it is insurance protection or regulatory minefields, all these factors point to a greater picture: reducing risk. Exposures to risk can creep up from any direction, and are typically not discovered until it’s too late. Spiralight’s comprehensive risk management solutions can provide full audit of your organization’s risk exposure and existing safeguards—to avoid surprises that can make the difference of keeping your doors open and achieving your business goals.